Device Intelligence
Distinguish devices across sessions and networks. Detect account takeovers, credential stuffing, and synthetic fraud before money moves.
Learn more FRAUD PREVENTION
Stop fraud before it costs you
Real-time decisioning that protects transactions without blocking customers. For merchants, payment networks, and card programs.
THE PROBLEM
The problem is bigger than detection
Every fraud check introduces latency. Every false decline drives customers away. Every chargeback increases scheme fines. Traditional fraud systems force a choice: catch more fraud and block more good customers, or let chargebacks pile up.
GuardHive replaces that tradeoff. We deliver decisions in under 50ms, fast enough that customers never notice. Our models separate genuine activity from fraud attempts with precision, so your approval rate stays high while fraud drops.
How we do it- Decisioning latency
- <50ms
- Chargeback reduction
- 60–80%
- Fewer false declines
- Up to 30%
Typical range across pilot deployments. Results vary by MCC and volume.
HOW IT WORKS
Decisions in three steps
Signals converge. AI and rules align. A decision returns in under 50ms.
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Signals converge in real time
Device fingerprinting, behavioral patterns, transaction history, and network intelligence arrive simultaneously. No waiting. No batching.
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AI and rules work together
Machine learning models flag anomalies. Configurable rules enforce your business logic. Human analysts review edge cases at speed, not volume.
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Decisions embed in your flow
One API call returns a risk score and recommended action. You decide, approve, challenge, or block, in your platform, your way.
THE PLATFORM
What the platform does
Five modules, one decision engine. Each covers a distinct fraud vector; together they share signals and a single audit trail.
Machine Learning
Models trained on millions of real transactions identify fraud patterns humans miss. Adapt to new attack vectors without manual rule rewrites.
Learn moreCase Management
Unified queue for manual review. Analysts route complex cases, adjust rules, and retrain models from one dashboard.
Learn moreCard Payment Fraud
Real-time decisioning for card-not-present transactions. Reduce false declines while cutting chargebacks.
Learn moreMerchant-Initiated Fraud
Stop subscription trial abuse, unauthorized recurring charges, and credential-on-file exploitation before chargebacks arrive.
Learn more- <50ms Decisioning latency per API decision
- 60–80% Chargeback reduction typical range, pilot deployments
- Up to 30% Fewer false declines varies by MCC and volume
- 99.99% Uptime SLA Premium plan, contractual
SOLUTIONS
Industry-specific fraud solutions
Different problems, same platform. GuardHive adapts to your segment, volume, and risk profile.
Merchants
Stop chargebacks. Keep customers.
Real-time fraud detection for e-commerce, marketplaces, and digital merchants. Lower false-decline rates without opening the door to fraud.
Explore for merchants PSPs & AcquirersProtect your merchant portfolio.
Reduce scheme fines, monitor fraud across your merchant base, and assess onboarding risk in real time.
Explore for PSPs & Acquirers Card IssuersReduce CNP fraud. Fewer false declines.
Detect card-not-present fraud and account takeovers in real time. Calibrate 3DS step-up precisely — not for every borderline transaction.
Explore for card issuers iGamingCut chargebacks. Catch bonus abuse.
Purpose-fit fraud prevention for online casinos, sportsbooks, and poker. Handle high-risk MCCs, multi-accounting, and account takeover in real time.
Explore for iGaming THE PRODUCT
What you get
- Cloud-native platform No infrastructure to manage. Deploy in hours, not months.
- Real-time API Embed fraud prevention wherever you accept payments.
- Configurable rules Your business logic, your thresholds. Change without code.
- Case management dashboard Manual review at human speed, with the reasoning attached.
- Compliance ready PCI DSS, GDPR, PSD2. Data residency options for regulated markets.
- Full audit trail Every decision records which signals, factors and rules fired.
Ready to protect your transactions?
See the platform in action. Our team will walk you through how GuardHive fits your stack.